We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 1 8 0 0 9 3 7 4 3 5. Calls are free from landlines and mobiles.

Our debt advice

At StepChange Debt Charity Ireland, we’re the experts in dealing with debt. If you've got questions about debt then you may find the answers you need here. Otherwise you can call our helpline for free debt advice.

Mortgage problems

man with mortgage arrears

Dealing with mortgage arrears will mean looking at your individual circumstances and finding the best option for you.

Mortgage problems

Insolvency

Insolvency solutions such as bankruptcy, DSA, DRN or PIA could be an option if you can't afford to pay your debts.

Insolvency

Budgeting & living costs

If you’re struggling with debt, or if it’s hard to keep up with bills and repayments, making a budget is critical.

Budgeting & living costs

Rent & rent arrears

Advice on rent arrears if you’re behind with payments, including where you can get help.

Rent & rent arrears

What can lenders do?

Find out the facts about your lenders' legal powers and how your credit file could be affected.

What can lenders do?

Types of debt

There are many types of debts, such as credit union loans, overdrafts, utility debts, rent arrears and mortgage arrears.

Types of debt

Assets & savings

Using your assets to reduce the amount of debt you owe, and how assets affect insolvency.

Assets & savings

Foundation for Credit Counselling (trading as StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055) and a charity registered in England and Wales (Registered Charity No: 1016630). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG, United Kingdom.
Authorised and regulated by the Financial Conduct Authority.

Open Monday to Friday, 9am – 5pm. Calls free from landlines and mobiles.

StepChange Debt Charity 2017