We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 1 8 0 0 9 3 7 4 3 5. Calls are free from landlines and mobiles.

Who we are

As a registered charity in Ireland we offer expert advice on mortgage arrears or other debts.

What we can do

Our advisors will talk you through the options available to deal with your debts. We'll give you free and impartial debt advice.

How we help

Once we've gathered a full picture of your finances we'll give you advice on how to deal with your mortgage arrears or any other debts.

Need debt help now?

  • Struggling with your mortgage? We can help you find a way to deal with mortgage problems.
  • Struggling with your rent? Understand why rent arrears need to be given priority.
  • Considering personal insolvency? Find out whether insolvency is right for you.
  • Worried about what lenders can do? We can tell you about the powers available to them.
  • Struggling with credit union or credit card debt? We can give advice about all types of debt.

StepChange Debt Charity Ireland

We've been helping people with debt problems for 25 years.

At StepChange, our free, independent, and impartial advice has helped thousands of people struggling with their mortgage or other debts.

Find out how we can help you take control of your debt problems over the phone.

What people say about us

Shannon from Wexford

“It’s a brilliant, brilliant service. The staff were extremely efficient and helpful, absolutely fantastic! I can’t praise them enough.”

Shannon, Wexford

Tony from County Offaly

“I found it very helpful, I found the advisor very good. They were clear and ensured I understood. They explained everything and used no jargon.”

Tony, County Offaly

Watch our advert

We know that people with debt worries often struggle to sleep at night and this advert addresses those concerns.

Watch our advert to see the difference our advice can make.

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Foundation for Credit Counselling (trading as StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055) and a charity registered in Ireland (Registered Charity No: 20104887). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG, United Kingdom.
Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

Open Monday to Friday, 9am – 5pm. Calls free from landlines and mobiles.

StepChange Debt Charity 2018